Interest rates for Vietnamese Dong deposits mobilized from organizations (excluding credit institutions) and individuals, applicable to various interest payment methods as follows:
For early principal withdrawal, interest will be paid at the prevailing demand deposit interest rate, calculated based on the actual number of days on deposit.
If the customer has received interest under the monthly or quarterly interest payment option, the customer is not required to reimburse Co-opBank for the difference between the interest already received and the interest payable at the prevailing demand deposit interest rate.
| Term | Interest payment methode | |||
| Pre-paid | Monthly payment | Quarterly payment | End of marturity | |
| 1 month | 4,19 | 4,20 | ||
| 2 months | 4,17 | 4,19 | ||
| 3 months | 4,69 | 4,73 | 4,75 | |
| 4 months | 4,68 | 4,72 | ||
| 5 months | 4,66 | 4,71 | ||
| 6 months | 5,64 | 5,73 | 5,76 | 5,80 |
| 7 months | 5,61 | 5,72 | ||
| 8 month | 5,58 | 5,70 | ||
| 9 months | 5,74 | 5,88 | 5,91 | 6,00 |
| 10 months | 5,71 | 5,87 | ||
| 11 months | 5,69 | 5,86 | ||
| 12 months | 5,84 | 6,03 | 6,06 | 6,20 |
| 13 months | 5,81 | 6,02 | ||
| 15 months | 5,58 | 5,80 | 5,83 | 6,00 |
| 18 months | 5,50 | 5,76 | 5,79 | |
| 24 months | 5,36 | 5,68 | 5,71 | |
| 36 months | 5,08 | 5,53 | 5,56 | |
