Individuals residing in rural areas or engaged in agricultural production and business activities, including farm owners.
Households residing in rural areas or engaged in agricultural production and business activities.
Household businesses operating in rural areas.
Cooperative groups in rural areas or engaged in agricultural production and business activities.
Private enterprises engaged in production and business activities in rural areas, or involved in supplying agricultural inputs, production, procurement, processing, and consumption of agricultural products and by-products.
Loan conditions
Vietnamese citizens aged 18 years and above, or from 15 to under 18 years old with full legal capacity (not losing or having restricted civil capacity).
Loan purpose must be lawful.
A feasible capital usage plan is required.
Stable and lawful income sufficient to ensure debt repayment capacity.
Loan application documents
Capital usage plan (as per form).
ID card/Citizen ID; residence information.
Documents proving financial capacity or income from business activities.
Documents proving loan purpose.
Documents related to collateral assets.
Other documents as required by Co-opBank.
Preferential interest rates applied periodically
Loans available with or without collateral
Flexible loan tenor based on customer needs
Flexible principal and interest repayment schedule as agreed
Simple procedures and fast application processing time
